Individuals & Families

Health Coverage Built Around Your Life

No enrollment periods. No contracts. No pre-authorization. Choose the plan that fits your family and enroll any time of year.

Why Families Choose MightyWELL

Traditional insurance is complicated, expensive, and full of surprises. MightyWELL is different β€” transparent pricing, real benefits, and a community that shares your costs.

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Enroll Any Time

No open enrollment windows. Start coverage when you need it β€” any day of the year.

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No Contracts

Month-to-month membership. Cancel any time without penalty.

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Keep Your Doctor

Use any PHCS network provider. Out-of-network? Submit your invoice and get reimbursed in 7 days.

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No Pre-Authorization

See the specialist you need without jumping through hoops first.

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No Lifetime Limits

Eligible expenses are shared with no annual or lifetime caps.

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Transparent Pricing

See your exact monthly contribution before you enroll β€” no surprises.

Compare Plans & Pricing

Select your coverage tier and age band to see real monthly contributions across all three plans.

PAY FOR WHAT YOU ACTUALLY USE! With MightyWELL's health coverage bundles, all you have to do is pick your plan!

1Select your coverage tier
2Select your age band (oldest member)
3Compare plans
Copay Plan

MightyWELL Copay Bundle

Comprehensive everyday care with copays, prescriptions & telemedicine

  • $20 copay for primary care
  • Specialist & urgent care included
  • 3-tier prescription plan
  • Lab & imaging copays
  • $0 telemedicine 24/7
Doctor and urgent care visits limited to 7 per person annually.
View Full Benefits

Member Responsibility (UA)

Member β€” Under 40

$ 1,500
$361.00 /mo
$ 2,500
$316.00 /mo
$ 5,000
$266.00 /mo

Rates shown are ACH/bank draft. Credit card payments incur an additional processing fee.

HSA Plan

MightyWELL HSA Bundle

HSA-qualified preventive care with tax-advantaged savings

  • HSA-qualified plan
  • Tax-deductible contributions
  • 100% ACA preventive coverage
  • $0 telemedicine 24/7
  • Prescription discount card
Policyholders are eligible, but not required, to open and contribute to an HSA through the qualified financial institution of their choice.
View Full Benefits

Member Responsibility (UA)

Member β€” Under 40

$ 1,500
$317.00 /mo
$ 2,500
$272.00 /mo
$ 5,000
$222.00 /mo

Rates shown are ACH/bank draft. Credit card payments incur an additional processing fee.

Most Popular
Concierge Bundle

MightyWELL Concierge Bundle

Concierge-guided copay care with a $2,500 preventive benefit

Why?White-gloved personalized care & chiropractic benefits
Important: Not ACA compliant. Preventive care is covered up to a $2,500 annual benefit limit per member rather than the unlimited ACA preventive schedule.
  • $20 primary care / $50 specialist copays
  • $0 labs and $150 imaging program
  • Concierge care coordination
  • 5-tier ValuScript prescription plan
  • Not ACA compliant
View Full Benefits

Member Responsibility (UA)

Member β€” Under 40

$ 2,500
$360.00 /mo
$ 5,000
$315.00 /mo

Pricing shown is based on ACH (bank draft) payment. Credit card payments incur an additional processing fee.

Not Sure Which Plan Is Right for You?

Our advisors will walk you through every option and help you find the best fit for your family's needs and budget β€” at no cost to you.

405-474-3890