Health Coverage
Doesn't Have to Be Complicated
How to Enroll
Six Easy Steps
Simple. Clear. Confident.
Pick Your Plan
Enter Your Information
Choose Your UA
Choose Add-Ons
Answer 6 Health Questions
Enroll!
PAY FOR WHAT YOU ACTUALLY USE! With MightyWELL's health coverage bundles, all you have to do is pick your plan!
MightyWELL Copay Bundle
Comprehensive everyday care with copays, prescriptions & telemedicine
- $20 copay for primary care
- Specialist & urgent care included
- 3-tier prescription plan
- Lab & imaging copays
- $0 telemedicine 24/7
Member Responsibility (UA)
Member — Under 40
Rates shown are ACH/bank draft. Credit card payments incur an additional processing fee.
MightyWELL HSA Bundle
HSA-qualified preventive care with tax-advantaged savings
- HSA-qualified plan
- Tax-deductible contributions
- 100% ACA preventive coverage
- $0 telemedicine 24/7
- Prescription discount card
Member Responsibility (UA)
Member — Under 40
Rates shown are ACH/bank draft. Credit card payments incur an additional processing fee.
MightyWELL Concierge Bundle
Concierge-guided copay care with a $2,500 preventive benefit
- $20 primary care / $50 specialist copays
- $0 labs and $150 imaging program
- Concierge care coordination
- 5-tier ValuScript prescription plan
- Not ACA compliant
Member Responsibility (UA)
Member — Under 40
Pricing shown is based on ACH (bank draft) payment. Credit card payments incur an additional processing fee.
How It Works
Keep Your Doctor
MightyWELL operates on the PHCS network — one of the largest provider networks in the country. Search for in-network providers using the ancillary and practitioner search tool below.
In-Network? Great.
Use any PHCS-participating provider and your copays and benefits apply automatically — no referrals needed.
Search PHCS ProvidersOut-of-Network? No Problem.
If your provider isn't in the PHCS network, simply pay your bill and submit your paid invoice through MightyWELL's servicing app to get reimbursed — minus your copay.
Fast Reimbursement
Reimbursement turnaround time is 7 to 10 days from submission — so you're never left waiting long after a visit.
Included With Every Plan
Every MightyWELL bundle includes these services at no additional cost.
$0 Telemedicine 24/7
See a licensed doctor anytime, anywhere — no copay, no waiting room.
Patient Advocacy
A dedicated concierge helps you navigate bills, providers, and claims.
PHCS PPO Network
Access one of the largest provider networks in the country.
Explore Important Coverage Details
Understand how your plan handles pre-existing conditions, maternity care, and sharing guidelines before you enroll.
Optional Add-Ons
Enhance your plan with these affordable additional coverage options. Pricing shown for Member tier.
Get WELL Dental
Comprehensive dental coverage for the whole family.
Member
MightyLABS
Added lab and imaging benefits coordinated with 1,000's of participating providers.
Member
What Is the Unshared Amount (UA)?
The Unshared Amount (UA) is the portion of a medical bill you pay out of pocket before the health sharing community begins covering your eligible expenses. Think of it like a deductible — the lower the UA, the sooner sharing kicks in, but your monthly contribution will be higher. The higher the UA, the lower your monthly cost, but you'll cover more of the initial bill yourself.
How it works:
If you have a $2,500 UA and receive a $10,000 eligible medical bill, you pay the first $2,500 and the remaining $7,500 is shared by the community — with no annual or lifetime limits on eligible expenses.
Key UA details:
Per-incident, not per-year
The UA is applied per medical incident on a rolling 12-month basis — not a calendar year. Max of two incidents per rolling 12-month period across your entire household.
One UA per incident — forever
If a condition like cancer treatment extends over multiple years, you only pay the UA once for that incident. There is no new UA in year two, year three, or beyond.
Max of two incidents
You'll never pay more than two UAs in a rolling 12-month period. If a third incident occurs, that incident has no UA at all.
Not Sure Which Plan Is Right for You?
Our advisors will walk you through every option — no pressure, no jargon, no cost. Just a straightforward conversation about your coverage needs.